At KiruJewels, we strive to provide a smooth and secure payment experience for our customers. This policy outlines the payment methods available, terms, and conditions when purchasing through our website, www.kirujewels.com.

By completing a purchase, you agree to the terms of this Payment Policy.

1. Payment Methods

We offer a variety of payment options to suit your convenience. The following methods are accepted for all orders:

  • Credit/Debit Cards: We accept major credit and debit cards, including Visa, MasterCard, American Express, and Discover.
  • PayPal: You can make secure payments using PayPal.
  • Bank Transfer: Direct bank transfers are available upon request. Please contact us for bank details. Note that your order will only be processed once the funds have cleared.
  • Google Pay/Apple Pay: We support digital wallet payments for faster checkout.

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2. Payment Security

Your security is our top priority. We use secure encryption technologies to protect your payment information. All transactions on our website are processed using SSL (Secure Socket Layer) technology, ensuring that your personal and payment details are protected.

We do not store your payment details on our servers after the transaction is completed. For recurring payments, your information may be securely stored by the payment processor you select, such as PayPal or your credit card provider.

3. Currency

All prices on KiruJewels are listed in [insert currency], and all transactions are processed in this currency. If you are purchasing from another country, your bank or card provider may charge additional fees for currency conversion.

4. Payment Confirmation

Once your payment has been successfully processed, you will receive an email confirmation with the details of your order. If you do not receive a confirmation email, please check your spam or junk folder or contact us at [insert email address].

5. Installment Plans

For select orders, we may offer installment payment options through trusted partners. Installment plans allow you to split your payment into smaller, manageable portions over time. If available, these options will be presented at checkout. Please review the terms and conditions of the installment provider before proceeding.

6. Failed or Declined Payments

In the event of a failed or declined payment, please double-check your payment information and contact your bank or card issuer. If issues persist, feel free to contact us at +1 (551) 362-749 or [insert email address] for further assistance.

7. Refunds and Cancellations

For information regarding refunds, cancellations, and returns, please refer to our [Return and Refund Policy].

8. Taxes and Duties

All orders may be subject to applicable taxes based on your location. International customers are responsible for any customs duties or taxes imposed by their respective governments upon delivery.

9. Contact Us

If you have any questions or concerns regarding payments, please do not hesitate to contact us:

KiruJewels
Phone: +1 (551) 362-749
Email: [insert email address]
Address: [Insert Physical Address]